§ 11-155. Insurance required.  


Latest version.
  • (a)

    Before any permit is issued under this article, the applicant must file with the parish president policies of general liability insurance, automobile liability insurance, workers' compensation insurance and medical legal liability insurance issued by an insurance company qualified to do business in the state, which shall be approved as to form by the parish attorney:

    (1)

    The term of such insurance policies shall be for a period of not less than one year.

    (2)

    The general liability and automobile liability insurance policies shall provide not less than limits of liability for each accident causing bodily injury, including death at any time resulting therefrom, $1,000,000.00 for each person, $1,000,000.00 for each accident and $1,000,000.00 for property damage sustained in any accident.

    (3)

    The medical malpractice insurance pol-icy(ies) shall provide limits of liability for each accident causing bodily injury (including death at any time resulting therefrom) of $500,000.00 for each person and $500,000.00 for each accident.

    (4)

    The workers' compensation insurance policy(ies) shall provide coverage for statutory benefits up to an aggregate amount for any one claim in the amount of $1,000,000.00.

    (5)

    Such policy shall, by its terms, provide that it may not be canceled except after 30 days' written notice thereof to the parish president.

    (b)

    Any owner or operator who fails to secure another policy of insurance prior to cancellation of an existing policy shall automatically and without notice of hearing suffer suspension of his permit until such time as such insurance policy has been filed with the parish president.

    (c)

    Participation in the patient's compensation fund of the state shall be deemed to be medical legal liability insurance within the contemplation of this article.

    (d)

    Any person who operates an ambulance without having such insurance in force shall be punished as provided in this article.

(Ord. No. 1134, 3-27-91)